The Best Home Insurance Water Damage Excess References. You can cover your building, contents, or both for escape of water, which is defined as water leaking or overflowing from fixed pipes, tanks and other equipment. A $25,000 deductible is common, and can range up to $100,000 or more in some cases!

Throughout our location of service, we have mastered. A standard policy typically covers water damage from rain if it enters your home because of damage from another covered peril, like during a windstorm. What type of water damage is covered by homeowners insurance?